We have added another of the our Nations Largest Wholesalers to our arsenal of lending partners. This has given us the needed "Lender Paid" Mortgage insurance option which often offers huge savings. The rate difference is often cheaper than the mortgage insurance premium amount. It's home mortgage interest so it's tax deductible where mortgage insurance premiums are not. You might save 100's on your payment each month while your after tax cost of your home loan decreases as well.  There are many options to look at during our refinance analysis. We'll help you choose the program that makes the most sense for your budget and plans.