• FHA 3.5 % Down- Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans...plus they offer higher a higher percentage value on your home for cash out purposes vs. conventional loans.
  • Zero Down VA Your Way! Our Veteran have the very best purchase and refinance mortgage lending option in America today. Our veterans enjoy zero down purchase money and 100 percent cash out refinance money with their VA Guarantee. . We are experts in VA lending. We work hard every day to make Alabama VA Lending the Best in America!
  • Jumbo 5 % Down- If you are able to afford a more expensive home, but haven't saved up enough money to bring the loan down to conforming limits of 424100, a jumbo Mortgage loan is a perfect option for you. Who doesn't like large loans in our business. We strive to be very competitive on the larger loans.
  • USDA-RD No Down Payment-  These loans are designed by the government to help medium income Americans living in rural and suburban communities buy a new home. Our entire state has a Buzzillion eligible properties. 
  • Conventional Loans 3 % Down- If you have good credit, a steady income, and can afford a very small down payment - a conventional loan (commonly referred to as Fannie Mae and Freddie Mac loans) may be your best option.  Conventional loans often offer slightly lower interest rates than their government-insured counterparts and lenders can often process conventional mortgages more quickly than government-insured mortgages. We'll run the numbers on both for you. 
  • Applying is easy and you can follow your loan in your personal secure portal through the entire hassle free process. Get pre-qualified in short time it takes you to view listings on our property sight below. 

Don't get "Stung" with poor lending options when buying a home. Trust Alabama Mortgage Experts with First Equity Home Loan, Inc. 

With all programs listed above the sellers are allowed to contribute or pay all closing cost. Gifts from family members to help with down payments are also allowed with our Low down payment programs. We'll help you find a solution that fits your plans and budget.
You can spend days researching all the links trying to determine which loan is best for you. We do this every single day and will ask a few question...like are you paying a down payment, do you have money in the bank, what's your credit score, debts, and income. It's simple once we know these facts and your plans. Save yourself some time and call or apply online now. 
We have links for qualifier calculator and other helpful information including Realty Listings below. The qualifier link is only guideline. Debt ratios to 50 percent are sometimes acceptable with compensating factors. Our Local Expert Mortgage Professionals will quickly help you determine your purchasing power and get your loan approved.

Purchase Pre-Qualifier

Quick "No Obligation" Home Loan Quote based on the information you provide. Only a few fields are required and we never share your data.

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