Are you refinancing a "Higher End" Home in Alabama?  As of Jan. 2018 the new conforming limit is 453,100 dollars in Alabama. Any Loan Amounts greater then this are called Jumbo's in the Mortgage Industry. First Equity offers Discounted Jumbo Lending Services. Statewide Jumbo Services...whether it's Beachfront or in our Lovely Towns throughout our Home State..you will like our Rates, Service, and Professionalism.
   Our Lending Market's are finally showing signs of normalcy again with Jumbo Lending...a full decade after the Mortgage Crisis! Not only do we deliver "Beat the Bank's Rates" on Jumbo's (most products for that matter) for the higher credit score borrowers but we have very strong programs for those that have had a bad year or two. Many consumer's simply think they don't have alternatives with Bruised Credit situation. That was the case until Non QM loans hit the markets. Not only can you get Very low rates for Rate/Term Refinancing 95% with 720 standard Jumbo products offered the last several years...you can now also obtain very attractive "Cash Out options" (to 85 % with No MI).
   We now offer Bank statement programs (great for Self Employed Jumbo Borrower's), Non Prime Jumbo's for credit issues, investor hard money Jumbo's where no personal income is used to qualify.  Pricing always depends on risk or the type of loans. We have excellent A paper pricing on Jumbo's...plus we're offering excellent Non QM Alternative Jumbo Programs. The Jumbo Lending Alternatives for consumers in Alabama have improved dramatically very recently. Let's get started today.

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