First Equity Home Loan, Inc.

 We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. We deliver "Leading" Mortgage programs at "Beat the Banks" pricing to Alabama consumers. Whether you are looking for VA-100 LTV, Jumbo, Conventional, FHA, USDA, or other alternative lending options...Trust the Home Lending Experts with First Equity. For 30 plus years we've been committed to making our "Home State Lending" the very best in America. Local Mortgage Pro's...We're your Neighbors.

Call us today Gadsden 256-543-0670 , Fort Payne (256-364-8300), 888-288-1119, or email

Contact Us

Buy a Home

Lean on our Mortgage Pro's for Expert Guidance on Purchase Loans. We know all the Pro's involved in a Real Estate transaction including Leading Realtors in every local AL market! View our Property site here.

Refinance a Home

Need cash? Is a Home Improvement or Bill Consolidation Mortgage a good option to become "Debt Free" quicker. A rate/term refinance may offer big Savings. Whatever you have planned our Loan Officers can help. We have great Refi solutions with each Lending Program. VA to 100 % Appraisal remains a favorite with Jumbo's.

Sell a Home

Yes...we can help you sell your home too! Almost daily we have friends "Up Sizing" or Down Sizing" their living arrangements. We'll give them tips and suggestions. Often these tips involve Local Realty Pro's we see often in our Markets throughout Alabama. If your having problems selling your Home just call us. We might have a buyer looking in your area.

The Loan Process

Our same day pre-qualification and 3 day Approval Process is the modern, convenient way to buy and refinance homes. Since we know all the leading professionals in our industry, we can guide you seamlessly through the entire process. Let our experience work for you. Local Mortgage Pro's are your neighbors...we're not out of state sales people talking about launch schedules.

Give us a call at 256-543-0670 or email

Getting Qualified
How Much Can I Afford?           
You have many options depending on your credit history, income, loan program, and your independent goals. Whether buying, refinancing, or becoming debt-free quicker is your plan...we'll help you find the best lending program to suit your specific situation. Guidelines can be exceeding with compensating factors. Your Mortgage Expert will show you why one program is better than another for your criteria.Call us today at 256-543-0670 or email    .Mortgage Qualifier Calculator

Click the picture above to visit our property site. Research Local Markets in Alabama Below. Please visit our property site if you are Buying or Selling.
We Have Buzzillions to lend!

You can Call, Text us Direct, or Apply online now . Trust Local Mortgage Professionals.
Feel free to visit our main corporate site here:

Mortgage Calculator


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