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Susan R Morris
Laura Morris Svedlund
Laura A Phillips
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There's a multitude of Reason to Consider a
in today's business climate. Economic growth is picking up. Supply for homes is tight, and great rates can't last forever. Now is a great time to consider Maximizing your family budget with a Low Rate Refinance Home Loan. Things to consider:
Rate Term Refinance means you only pay off your mortgage and reduce the interest rate,term (# years to repay), or both...normally for significant Savings.
Does it make sense for you
People often saves thousands in monthly payments by consolidating their debts using home equity.
Determine which debts to pay off to reduce your payments the most here
You can get a rough estimate of your Mortgage Payoff using this calculator.
Mortgage Payoff Calculator
It's Always good to be informed. We think getting out of debt quicker is always preferred so view our
Mortgage Savings tips
for ideas we'll pursue with your refinance.
Each agency that guarantee's our mortgage loans have different guidelines when it comes to Refinancing. For instance...VA Home Lending provides 100 percent Cash out. FHA allows 85 percent cash out for refinancing purposes. Rate Term refinancing with no cash out allows much higher Loan to Value Ratio's compared to Cash Out Refi's. This is why it's important to let our Home Refinance Adviser's help you find the best program for your particular needs or budget
We 'll tell you which option is best with just a few questions. We do this everyday and know quickly which programs offer the best savings for you.
* national averages