First Equity Home Loan now has a new location in Fort Payne to better serve our neighbors in the Dekalb County and Northern Alabama. Our new location:
601 Gault Ave South Suite 400
Fort Payne, Alabama, 35968
  •  FHA Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans...plus they offer higher a higher percentage value on your home for cash out purposes vs. conventional loans.
  • VA Your Way! Our Veteran have the very best purchase and refinance mortgage lending option in America today. Our veterans enjoy zero down purchase money and 100 percent cash out refinance money to qualified borrowers. We are experts in VA lending...love serving our vet's that have served us so well.
  • Jumbo - If you are able to afford a more expensive home, but haven't saved up enough money to bring the loan down to conforming limits of 417k in Alabama, a jumbo loan is a perfect option for you.
  • USDA Fact Sheet- USDA loans are designed by the government to help medium income Americans living in rural and suburban communities buy a new home. They are the most competitive loans in the market and offer zero down payment in qualified areas of Alabama.
  • Conventional Loans If you have good credit, a steady income, and can afford a very small down payment - a conventional loan (commonly referred to as Fannie Mae and Freddie Mac loans) may be your best option.  Conventional loans often offer slightly lower interest rates than their government-insured counterparts and lenders can often process conventional mortgages more quickly than government-insured mortgages. We'll run the numbers on both for you. 
  • Applying is easy and you can follow your loan in your personal secure portal through the entire "hassle free" process. 
Search our property site while we approve your loan. You can find all  listed properties, top Agents, and did you know information and local property listing in this area of our state. Just click the logo down below (by the instant text widget) for Fort Payne Listing. 
If you are Buying, Refinancing, or Selling  a home our Mortgage Experts can assist you. Apply online or call us. We strive to make home financing simple, whether you are a first time buyer or seasoned pro buying or refinancing.
We have some area pages with links to Fort Payne area attractions and the city pages. View these links to find more information.
This pages explore parks, museums, demographics, and more for your research if you are Relocating to this wonderful area of our state. There's always something fun happening in Fort Payne Alabama.Call us today. We'll be thrilled to serve you.

You can Apply Here
Have a question? Text us below.  You can also click our Buzzillion Site and view homes listed for sale in Dekalb County and other cities of our state. Home search by zip code, city, or listing number is included.
256-364-8300



Fort Payne N. Al. Properties


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First Equity Home Loan, Inc.

Equal Housing Opportunity
Rate are subject to change any business hour with market fluctuations. All loan approvals are conditional, not guaranteed, and subject to lender review of all information. Loan is conditionally approved when lender has issued approval in writing, but until all conditions are met, the loan cannot be funded. Specified rates may not be available for all borrowers. First Equity Home Loan, Inc. is an Equal Opportunity Mortgage Lender/Broker, licensed as a consumer lender in Alabama, NMLS #204559
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