Conventional Mortgage Loans
  • GSE's including Fannie Mae and Freddie Mac make up this very important segment in real estate lending. Convention Lending accounts for most of mortgages held in the US...even today. Conventional mortgages have been our most popular product since 1992.
  • You can buy a home with Conventional financing with as little as 3 percent down. Gifts down payment from family members is allowed or you can use your 401k for down payment funds. You have options.
  • Seller paid closing cost- sellers can pay all or part of closing cost in most cases.
  • No upfront Mortgage Insurance like FHA has. Conventional also has Lender paid mortgage insurance options. Conventional is the choice for most buying in America today.
Determining your Price Range helps Narrow your home search and saves you time. We can concentrate on the Best Value for your Budget. 
We use similar calculations described below.
Regardless of your chosen Town or Housing Preference (including Condo's) we will help you find and finance your New Home!

We'll show you the best option for your current situation whether you use conventional or other popular lending programs we offer. We make it simple.
You can apply below. It's the closest path to a push button mortgage with excellent Local Mortgage Experts.
Gadsden 256-543-0670
Fort Payne 256-364-8300

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First Equity Home Loan, Inc.