Home prices have risen dramatically recently. You likely have more equity than you realize. Combined with low rates, now is possibly your best opportunity to lock in great savings with a refinance mortgage. We can help you select the loan program that will fit your situation the best.
There are several questions to ask yourself as you review your options. Can I reduce my rate or term and cut my finance charges?Is consolidating bills to reduce my monthly payments and getting out of debt quicker the ultimate goal? Whether it's college expense, home improvements, or any worthwhile purpose we have a refinance options to fit any situation. Note: FHA's recent cut in Loan to value for debt consolidation to match Conventional financing (@80 percent appraised Value) has lead us to secure some NonQm programs (lower credit scores accepted) that go up to 90 percent appraised value for debt consolidation purposes...a very attractive way to reduce your monthly interest charges on personal debt.