USDA No Money Down Purchase Loans are Very Popular with Al. Customers. Our state has a Buzzillion eligible properties. Let our Mtg. Experts show you how to buy with USDA in Alabama.

USDA loans are designed by the government to help medium income Americans living in rural and suburban communities buy a new home. They are one of the most competitive Home loans in the market with the zero down payment required...first time buyer's love them.  Why USDA? USDA Fact Sheet 
 Buying home?

  • NO money down
  • Low interest rates
  • 30 year fixed rates
  • Government guaranteed
  • You have the ability to roll in your closing costs into the loan
  • Flexible credit guidelines

Find out if you are eligible - FAST

Since 1991, the U.S. Department of Agriculture (USDA) has offered rural development loans for home buyers. This is provided that the home buyers are willing to relocate in rural areas or currently live in a qualifying area considered rural / suburban. The USDA does this to encourage growth in rural parts of the country where other agencies, like the Federal Housing Administration (FHA), aren't as active. 


For borrowers that meet USDA loan requirements, they offer many benefits paired with relatively lenient approval requirements. With competitive interest rates and a minimal down payment, USDA rural development loans are great for borrowers living away or planning to move from major metropolitan areas.

Rural Development Loans can get a borrower in a qualified property with zero down payment at very attractive interest rates.  This is a great option for borrowers and offers quick approvals and very fast closing times.

Call First Equity Home Loan, Inc 256-543-0670 and speak with our rural development Mtg Pro's about this attractive loan option. You can apply anytime online at your convenience and we'll have your application waiting on us the moment we open.
 We've been experts with these loans for years. They are great for customers with no down payment who prefer a more rural setting vs big city life. Our state is stuffed full of eligible areas for this lending product. For a superior customer experience you've hit the right place. Thanks!
View our Agent Property site to narrow your search while we approve your loan within just a few days.


A winning Combination for customer looking for USDA properties and a great Home Lender!

Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

Your Information
Your Question

Mortgage Calculator


Today's Rates

Mtg Loan Rate APR
30-yr Fixed 3.1% 3.16%
15-yr Fixed 2.39% 2.48%
1-yr Adj 2.49% 2.51%
* national averages

English French German Portuguese Spanish

First Equity Home Loan, Inc.